Motorcycle Accidents and Helmet Laws: How They Affect Your Personal Injury Claim

The Tourigny Law Firm LLC
Helmet and Motorcycle on road after accident

Motorcycle accidents can change lives in an instant, leaving riders with injuries, emotional strain, and unexpected expenses. Even when crashes seem minor, the effects can last months or years, affecting work, hobbies, and everyday routines. Knowing how helmet laws impact your personal injury claim can help you act confidently after an accident.

Motorcycle riders face dangers that other drivers rarely experience. It’s important to work with a personal injury attorney who knows the motorcycle laws in Missouri and Kansas. 

At The Tourigny Law Firm LLC in Kansas City, Missouri, our attorney is dedicated to helping riders across Kansas and Missouri. Reach out today.

The Importance of Wearing a Helmet

Helmets are proven to reduce the risk of serious head injuries in motorcycle crashes. Studies show that riders who wear helmets are significantly less likely to suffer traumatic brain injuries or skull fractures. When filing a personal injury claim, medical evidence of helmet use can strengthen your case.

Choosing the right helmet and wearing it correctly matters. A properly fitted helmet absorbs impact more effectively, offering protection that could make a difference in your recovery. Your personal injury claim may include compensation for medical costs, rehabilitation, and the physical and emotional impact of the crash.

Helmet Laws by State and Their Legal Implications

Judges and insurance adjusters often consider helmet use when determining liability and damages. Your personal injury claim may benefit from demonstrating that you took steps to protect yourself while riding.

Missouri: Missouri's helmet laws mandate that all motorcycle riders under the age of 26 must wear a DOT-approved helmet while operating or riding as a passenger on a motorcycle. Riders aged 26 and older are allowed to ride without a helmet, provided they have proof of health insurance coverage that meets state requirements. This law aims to strike a balance between personal freedom and public safety by ensuring younger riders and those without adequate insurance are protected.

Kansas: Kansas requires all motorcycle riders under the age of 18 to wear a DOT-approved helmet. Additionally, passengers under 18 are also required to wear helmets. For riders and passengers aged 18 and older, wearing a helmet is optional. Though helmets are not mandatory for adults, the state still strongly encourages their use to reduce the risk of severe injuries in the event of an accident.

Both states highlight the importance of safety while on the road, though their regulations differ regarding age and insurance requirements. Riders in either state are advised to familiarize themselves with and adhere to these laws to improve their safety and ensure legal compliance.

Documenting Your Accident for a Strong Claim

Proper documentation is essential after a motorcycle accident, as it provides the foundation for proving liability and the extent of your damages. Taking the time to carefully gather and organize evidence can make a significant difference in the outcome of your case.

Photographs of the crash site, road conditions, and vehicle damage can tell a story that words alone may not capture. Similarly, securing witness statements and contact information ensures that their testimony can be used to support your claim later.

Your personal injury claim will be stronger when these details are preserved early. Prompt action not only protects evidence from being lost or forgotten but also makes it easier for your attorney to build a persuasive case on your behalf. Keeping detailed records of your injuries, treatment, and recovery process helps establish both the immediate and long-term effects of the accident.

Here are key types of documentation you should collect and maintain:

  • Accident scene evidence: Photos of the crash site, vehicle positions, skid marks, traffic signals, and road hazards.

  • Witness information: Names, phone numbers, and written or recorded statements from anyone who saw the accident.

  • Medical records: Hospital reports, diagnostic tests, prescriptions, and therapy notes that show the progression of your injuries.

  • Expense records: Bills for medical care, rehabilitation, property damage repairs, and out-of-pocket costs.

  • Personal notes: A journal describing your pain levels, emotional challenges, and how the injuries affect your daily life.

By compiling this information, you create a clear timeline of events and recovery that your attorney can use to present a comprehensive, accurate picture of your damages. Strong documentation doesn’t just support your claim—it also helps demonstrate the ongoing impact of your injuries, which can significantly influence the compensation you receive.

Types of Damages in Motorcycle Accidents

When filing a personal injury claim, damages often fall into two categories: economic and non-economic. Economic damages cover medical bills, lost wages, and property. Non-economic damages address pain, suffering, and distress caused by the accident. For our clients at the Tourigny Law Firm LLC, we can assist in understanding what to include: 

  • Medical expenses: Hospital bills, therapy, and ongoing care

  • Lost income: Time off work or inability to return to your previous job

  • Pain and suffering: Physical and emotional impact of injuries

  • Property damage: Repair or replacement of your motorcycle and gear

Providing detailed information about your injuries helps your personal injury attorney demonstrate the full scope of your losses. This thorough approach can make a significant difference in the compensation you receive.

Government and Roadway Liability Considerations

Some motorcycle accidents involve public roads or defective infrastructure. Claims against government entities often come with strict filing deadlines and specific notice requirements. Without proper guidance, you might lose your chance to file a personal injury claim altogether. Understanding these special rules early helps you avoid delays that could jeopardize your claim.

A personal injury attorney can help you meet these requirements and preserve your case. Gathering evidence, documenting road conditions, and collecting witness accounts are essential steps for building a claim against public agencies. Your attorney can also advise on the correct forms and procedures to follow, reducing the risk of mistakes that could harm your case.

Witness Testimony and Supporting Evidence

Eyewitness accounts can be powerful in demonstrating how an accident occurred. Bystanders, other drivers, and passengers may confirm that unsafe conditions contributed to the crash. A personal injury attorney will interview these witnesses and use their statements to strengthen your claim. These firsthand observations often provide crucial context.

In addition to witness testimony, expert evaluations like accident reconstruction reports or helmet safety assessments may be included. These details help illustrate the impact of the accident and support your claim for damages. Incorporating expert findings can make your case more persuasive to insurance companies and courts.

Statute of Limitations and Timing

Motorcycle riders involved in accidents in Kansas or Missouri must be aware of the statute of limitations governing personal injury claims. The statute of limitations sets the legal time frame within which a victim can file a lawsuit for damages resulting from an accident. Failing to file a claim within this time window typically results in the loss of the right to pursue compensation.

In Kansas, the statute of limitations for personal injury claims is generally two years from the date of the accident. This means injured riders have a two-year window to initiate legal proceedings. On the other hand, Missouri allows a five-year period to file personal injury claims, giving riders more time to seek justice for injuries sustained in an accident.

It is important for motorcycle riders in both states to act promptly following an accident. Factors such as gathering evidence, securing police reports, and obtaining medical records take time and are critical in building a strong case. An attorney can help you comply with these deadlines and avoid jeopardizing a potential claim.

Safety Practices That Can Support Your Claim

Taking precautions as a rider not only protects you physically but can also support your personal injury claim. Keeping your bike in good condition, wearing approved protective gear, and documenting your rides are all practical steps. These actions demonstrate responsibility and can reinforce your case.

  • Proper gear: Helmet, gloves, and protective clothing

  • Regular maintenance: Brakes, tires, and lights checked frequently

  • Accident documentation: Notes, photos, and witness contacts

By keeping a record of these practices, your personal injury attorney can show that you acted responsibly, which may influence how your claim is evaluated. Consistently demonstrating safe riding habits can also help counter any arguments that your actions contributed to the accident.

Reach Out Today

If you’ve been injured in a motorcycle accident, call us at The Tourigny Law Firm LLC. We assist riders in Kansas and Missouri with filing personal injury claims. From collecting evidence to handling communications with insurance companies, we'll support you every step of the way. Reach out today to protect your rights and pursue restitution.