Car Accident FAQs

Q:

Why Do I Need a Lawyer After a Car Accident in Missouri?

A:

Insurance companies are focused on protecting their profits, often undervaluing claims or pushing for quick, low settlements. Without legal guidance, you may unknowingly settle for less than you deserve. A knowledgeable car accident attorney can assess the true value of your claim, negotiate on your behalf, and protect your rights every step of the way.

Q:

How Long Do I Have to File a Lawsuit After a Car Accident in Missouri?

A:

Under Missouri Code Section 516.120, you have five years from the date of the accident to file a personal injury lawsuit. However, waiting can jeopardize your case, as evidence can become harder to gather over time. Starting the claims process early gives you the best chance for a successful outcome.

Q:

What Damages Can I Recover in a Missouri Car Accident Claim?

A:

In a Kansas City car accident lawsuit, you may seek:

  • Economic Damages: Including medical bills, lost wages, and property damage.

  • Non-Economic Damages: Covering pain and suffering, emotional distress, and loss of enjoyment of life.

Q:

Does Fault Affect My Car Accident Claim in Missouri?

A:

Yes, Missouri applies a pure comparative negligence rule. This means each driver’s ability to recover damages is reduced by their share of fault in the accident. For example, if your claim is valued at $50,000 and you are found to be 20% at fault, your maximum recovery would be $40,000.

Q:

What Should I Do if the Insurance Company Contacts Me After an Accident?

A:

Insurance adjusters may seem friendly, but they often aim to minimize your claim. Avoid providing a statement, especially on a recorded line, as your words could be used against you. Instead, refer them to your Kansas City attorney, who can handle all communications on your behalf and protect your rights.