Car Accident FAQs
Contents
Why Do I Need a Lawyer After a Car Accident in Missouri?
Insurance companies are focused on protecting their profits, often undervaluing claims or pushing for quick, low settlements. Without legal guidance, you may unknowingly settle for less than you deserve. A knowledgeable car accident attorney can assess the true value of your claim, negotiate on your behalf, and protect your rights every step of the way.
How Long Do I Have to File a Lawsuit After a Car Accident in Missouri?
Under Missouri Code Section 516.120, you have five years from the date of the accident to file a personal injury lawsuit. However, waiting can jeopardize your case, as evidence can become harder to gather over time. Starting the claims process early gives you the best chance for a successful outcome.
What Damages Can I Recover in a Missouri Car Accident Claim?
In a Kansas City car accident lawsuit, you may seek:
Economic Damages: Including medical bills, lost wages, and property damage.
Non-Economic Damages: Covering pain and suffering, emotional distress, and loss of enjoyment of life.
Does Fault Affect My Car Accident Claim in Missouri?
Yes, Missouri applies a pure comparative negligence rule. This means each driver’s ability to recover damages is reduced by their share of fault in the accident. For example, if your claim is valued at $50,000 and you are found to be 20% at fault, your maximum recovery would be $40,000.
What Should I Do if the Insurance Company Contacts Me After an Accident?
Insurance adjusters may seem friendly, but they often aim to minimize your claim. Avoid providing a statement, especially on a recorded line, as your words could be used against you. Instead, refer them to your Kansas City attorney, who can handle all communications on your behalf and protect your rights.